Spectator Money

Best Buys: Easy access savings accounts

3 October 2017 13:37

Although the interest rates are rarely as good, sometimes you want a savings account that allows you to access your…

UK savers beware. Misleading advertisements are coming for you

2 October 2017 13:02

Scams are nothing new. From the Nigerian Prince who needs our help transferring money to the glut of fake goods…

Capitalism is the best system, but it has been undermined by Quantitative Easing

28 September 2017 18:16

The Prime Minister spoke today at the Bank of England to celebrate its 20 years of independence. But she has…

With average house prices now eight times the average wage, affordable housing remains a dream

28 September 2017 13:01

Housing – and specifically the dearth of reasonably priced housing – is an issue that crops up again and again…

Are smart meters the future, whether we like them or not?

27 September 2017 16:58

The ‘smart meter revolution’ is well and truly upon us, thanks mainly to a government campaign urging us all to…

Best Buys: Fee-free cashback cards

26 September 2017 13:41

If you’re on the hunt for a new credit card – and you’re planning on paying off your card every…

If we’re all going to have to make the move to low-emissions vehicles, is now the time to do it?

25 September 2017 17:29

How much time would you say you spent in your car per week, on average? Of course it’s something that…

We need a free market in credit cards – just like everything else

25 September 2017 13:33

There are some commercial decisions that are intrinsically difficult to defend. The plot of the last Captain America film, for…

Why ‘fanfunding’ is the future of sports finance

22 September 2017 14:28

A few years ago, I was sitting at my desk late at night, frustrated by the latest sports financing project…

When is the best time to exit the London property market?

21 September 2017 15:15

Owning a property in Central London is a dream for some, but a burden for others – if you are…

If you’re old or live in a rural community, the future of banking looks bleak

20 September 2017 13:14

It won’t shock you to read that bank branches are closing. They’re expensive to run, and fewer customers are using…

Roger Bootle: A post-Brexit Britain could be ‘more open, less protectionist and more competitive’

19 September 2017 18:35

One of the City’s best-known economists, Roger Bootle, discusses whether a success could be made from Brexit, just over a…

Best buys: High interest current accounts

19 September 2017 14:46

When you’re looking for a new current account, the interest rate is often one of the most important factors in…

A solution to Britain’s productivity problems could be on the horizon

18 September 2017 18:56

The UK economy suffers from low productivity. Productivity measures output per person, or per time worked. If productivity was higher…

Jeremy Corbyn is wrong to tar the entire gig economy with the same brush

15 September 2017 17:09

In a raging and rousing speech to the TUC in Brighton this week, Labour Leader Jeremy Corbyn took aim at…

Forget about tuition fees; the Tories should be explaining to young voters why national debt matters

14 September 2017 14:16

As part of an effort to win over younger voters, the government is reportedly considering changes to tuition fees such…

Best Buys: Fixed term accounts of 4 years and over

13 September 2017 12:57

Locking away your money for a fixed amount of time often means that better interest rates apply. Here are some…

Cutting the student loan interest rate will only help richer graduates

12 September 2017 11:06

This weekend the papers mooted that Theresa May’s government is looking to cut the English and Welsh student loan interest rate…

Let’s not overdo the productivity pessimism

11 September 2017 10:32

Economists disagree on lots of things, but on one thing at least there is a consensus. Productivity, or the efficiency…

David Tang’s tips for running a corporate empire

11 September 2017 10:15

Sir David Tang, who died last week aged 63, was once The Spectator’s distributor in Hong Kong. His special achievement in…

Is now the right time for the ‘older entrepreneur’?

8 September 2017 14:46

Over half of individuals over the age of 50 have described themselves as ‘entrepreneurs’, shaking up the popular perception of…

How much is your child’s schoolbag worth? The answer might surprise you

7 September 2017 15:07

As a new school term starts, this often spells an expensive shopping list for parents. School uniforms that no longer…

Are we wise to turn our backs on cash ISAs?

6 September 2017 16:15

With interest rates so low, it’s no surprise to read that the amount of cash being put into ISAs has…

Best Buys: Two-year fixed rate mortgages

5 September 2017 11:59

If you’re on the hunt for a mortgage, a fixed rate one will ensure that your repayments stay the same,…

Hurricane Harvey could push petrol prices up to 121p a litre, and inflation to 3%

4 September 2017 14:15

While the horrific destruction that Hurricane Harvey has left in its wake might feel like a nightmare happening miles away, we might…