Spectator Money

The interest rate rise is a tiptoe back towards the economic normality we have almost forgotten

2 November 2017 16:14

There are occasions when an apparently negative economic indicator is also in some sense positive. September’s 9 per cent drop…

The Bank of England has finally raised interest rates. More, please

2 November 2017 12:57

Finally, interest rates are back on their way up. The Bank of England’s rise today – from 0.25 per cent…

Closing many of the UK’s free ATMs would be a huge blow to rural communities

1 November 2017 17:09

A few weeks ago, Mike Fotis wrote of the depressing future of UK banking for those living in rural areas,…

Best Buys: Buy-to-let two year fixed rate mortgages

31 October 2017 11:33

If you’re thinking of investing in a buy-to-let property, take a look at this week’s Best Buys; two-year fixed rate mortgages…

The value of Scotch whisky exports might be on the up – but volume isn’t

30 October 2017 16:25

Scotland’s whisky industry is the UK’s single largest food and drink export, accounting for almost a fifth of Britain’s the…

As the nights draw in, have you done enough to secure your home?

27 October 2017 18:03

This Sunday – 29th October – the clocks go back, giving us an hour longer in bed, but darker evenings.…

Rio Tinto’s colossal corporate cock-up

26 October 2017 13:33

Another week, another blue-chip in the dock. The US Securities and Exchange Commission has brought fraud charges against London-based mining…

Why paying your interns is the right thing to do

25 October 2017 15:53

Three quarters of people back the banning of unpaid internships beyond a four-week period. This is according to a survey…

What is the T-charge, and how might it affect you?

23 October 2017 17:51

The T-charge – short for Toxicity Charge – comes into force in central London today. It’s part of the London…

Thank goodness for doses of statistical reality

20 October 2017 16:55

How did we mislay half a trillion pounds? Revised data from the Office for National Statistics has just reduced the…

Skiing with kids doesn’t have to be ruinously expensive

20 October 2017 15:43

One day in February each year, my three children come home from school in London, but go to sleep in…

Black Monday: 30 years on

19 October 2017 13:47

The ‘Great Hurricane’, Maggie Thatcher, Michael Jackson and shoulder pads – it must be the 30th anniversary of Black Monday.…

Trust is shattered and premiums are rising. Insurance Brokers must seize the moment

18 October 2017 15:11

It’s no secret that insurance premiums are rising. It’s also no secret that some insurance firms drive customers around the…

Best Buys: Four year and over fixed rate bonds

17 October 2017 11:25

A fixed rate bond does guarantee your rate of return – but you have to be prepared to lock up…

Brexit doom and gloom hasn’t yet affected the racing industry

16 October 2017 17:45

No matter how much disruption people might claim that Brexit is bringing to the British economy, in Newmarket at least,…

It’s no surprise that smart meters are proving unpopular with the public

13 October 2017 15:06

Yesterday, Ross Clark argued over on Coffee House that the government’s Clean Growth Strategy – that is, a promise to insulate…

The Bombardier dispute leaves Britain at risk of looking like a powerless minor player

12 October 2017 16:52

This is an extract from the ‘Any Other Business’ column in this week’s Spectator.  ‘Bombardier exposes post-Brexit realities’ was the FT’s…

Why a nation’s productivity isn’t a ‘one size fits all’ matter

11 October 2017 12:35

The outlook for UK productivity is hardly encouraging. The Office for Budget Responsibility is suggesting only anaemic growth over the…

Best Buys: Remortgage rates

10 October 2017 13:13

Remortgaging your home can be an excellent way of saving huge sums of money, or of releasing capital which might…

Sir Richard Greenbury’s business model is worth recalling when capitalism’s critics are on the rampage

9 October 2017 15:38

Sir Richard Greenbury, the former Marks & Spencer chairman who died last week aged 81, was one of those choleric…

Why you should invest in founder-owned businesses

6 October 2017 18:06

Should it make a difference to investors if a company is owned by its founder? You might argue that a…

Life expectancy is on the rise. Is that something that can be invested in – and if so, how?

6 October 2017 17:18

‘We are all going to live longer, so why not invest in it?’­ seems to be the premise of Jim…

The White Cliffs of Dover, the National Trust, and a very public appeal

5 October 2017 16:43

The White Cliffs of Dover are, arguably, one of Britain’s most famous sights – immortalised of course by Dame Vera…

A price cap done wrong can do more harm than good

4 October 2017 14:25

In her speech today at Conservative party conference, Theresa May announced a draft bill that would give Ofgem full power to…