Spectator Money

There is literally no need for any government to have an ‘industrial strategy’

1 December 2017 17:54

‘Industrial strategy’ must be added to this column’s collection of phrases which automatically lower the spirits. Others include ‘replacement bus…

Will there be a ‘Santa Rally’ in 2017?

30 November 2017 16:05

Thinking about what to write this week, I suggested to my editor: ‘what about an article about a Santa Rally?’.…

Not to be a Scrooge – but I don’t want to spend £75 on an advent calendar

29 November 2017 18:32

It’s not even December, and already it’s almost impossible to read a personal finance article that doesn’t include the words…

Best Buys: Fixed rate bonds of 4 years and over

28 November 2017 13:05

If you have a certain amount of savings money going spare, investing a lump sum in a fixed rate account…

Why didn’t I stick with my convictions and invest more in Bitcoin?

27 November 2017 18:06

Every time I write about Bitcoin you can probably take it as a major sell signal. The last time I…

Was the record sale of Da Vinci’s Salvator Mundi a bellwether or a freak show?

24 November 2017 18:36

Now the hubbub has subsided after last week’s sale of Leonardo’s ‘Salvator Mundi’ at Christie’s New York for $450 million,…

First time buyers will welcome Hammond’s Budget, but not everyone will be quite so pleased

23 November 2017 16:47

Britain has waited 21 years for an Autumn Budget, but on the evidence we saw yesterday, Philip Hammond still needs…

Amazon seems to be intent on utter domination in every market. Perhaps that’s its mistake

22 November 2017 16:16

Are the giant ‘Technology Trusts’ – Amazon, Apple, Facebook and Google – on the road to the monopolists’ breakers yard? …

Are the self-employed facing another Budget bombshell?

21 November 2017 16:15

Philip Hammond and this government seem to have something against the UK’s 4.85 million self-employed people. Over the last year…

Best Buys: 5 year fixed rate mortgages

21 November 2017 12:49

If you’re on the hunt for a mortgage, a fixed rate one will ensure that your repayments stay the same.…

Taxing the railways

20 November 2017 14:27

Southern Railway train drivers accepted a 28 per cent pay rise over five years, taking their basic salary for a…

There is no simple fix for Britain’s ‘broken’ housing market

17 November 2017 18:10

You’re probably sick of hearing that Britain is in the midst of a housing crisis – we’ve all heard it…

What tax behaviour is legal, yet wrong?

16 November 2017 20:06

In the argument about tax avoidance, people feel very strongly, yet it is hard to define wrong behaviour. We all…

A couple that save together, stay together

15 November 2017 18:41

Do you know what your partner earns? And if you don’t, is that a problem? If it’s just a matter…

Best Buys: 0% introductory purchase credit cards

14 November 2017 14:28

When choosing a 0% credit card, what you’re ultimately looking for is the card that offers you the longest 0%…

Morality seems to have evolved as much in taxation as it has in flirtation

13 November 2017 16:47

What would a perfect tax system look like? For companies, profit taxes should be competitively low, to encourage inward investment,…

A year on from Trump’s election win – has it been all good news for investors?

10 November 2017 9:35

Before Donald Trump was elected the 45th President of the United States, his supporters claimed that he would be ‘good…

We need to stop pretending that personal finance is hard

9 November 2017 13:42

Whilst planning no career change of my own beyond my regular, if fleeting trips to secondary schools to talk about…

10 years on from the credit crunch, Lloyds is again forcing customers into deeper debt

8 November 2017 16:13

I’ve been a customer of Lloyds Bank for over 30 years, and as in any long-term relationship there have been…

Best Buys: Easy access savings accounts without bonus

7 November 2017 16:54

Finding a savings account that allows you to collect any interest at all, while still having access to your cash…

Don’t believe the doom-mongers – DVDs are thriving, not dying

6 November 2017 17:21

According to the accountants’ ledgers, DVDs are dying. Sales of those shiny discs, along with their shinier sibling the Blu-ray,…

Should the City be sending money into Putin’s banking system?

6 November 2017 16:33

This is an extract from Martin Vander Weyer’s ‘Any Other Business’ column. In connection with the receding possibility of a…

Making money by doing good needn’t be impossible

3 November 2017 13:41

‘Impact investing’ — the idea of doing good and making money at the same time — is reaching a tipping…

An investors’ guide to surviving Corbyn

3 November 2017 13:28

Windfall taxes imposed overnight. A sweeping programme of nationalisation. A levy on every bank transaction. A campaign on ‘back taxes’…

Can making home improvements really add value to your home?

3 November 2017 10:25

‘Adding value’ to your home has always been a staple manoeuvre for any astute homeowner – but it is proving…